ABS ASSURANSEAGENTURER AS: årsregnskap 1995 vs 1994
Grew 20% on revenue
Summary
What changed
Comparing Årsregnskap 1995 with 1994 for ABS ASSURANSEAGENTURER AS. Revenue 1.92m NOK → 2.30m NOK (+19.7%). Equity -564.9k NOK → 626.7k NOK.
On the constructive side: revenue rose; operating result improved; equity strengthened. Pressures included: current ratio dropped below 1×.
Also worth watching: payroll increased; cogs fell. All figures are taken from the published annual accounts for ABS ASSURANSEAGENTURER AS.
At a glance
Scorecard
What improved
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↑
Revenue rose
Operating income / revenue moved from 1.92m NOK to 2.30m NOK (+19.7% YoY). Calculated
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↑
Operating result improved
Operating result +148.6k NOK → +276.0k NOK (op. margin 7.7% → 12.0%). Calculated
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↑
Equity strengthened
Book equity -564.9k NOK → 626.7k NOK (equity ratio -22.9% → 25.8%). Calculated
What deteriorated
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↓
Current ratio dropped below 1×
Current ratio 4.69× → 0.66× — short-term liabilities now exceed liquid/current assets on the published lines. Calculated
Things to notice
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·
Payroll increased
Salary cost 1.13m NOK → 1.19m NOK (59% → 52% of revenue). Calculated
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·
COGS fell
COGS / varekostnad 7 053 NOK → 0 NOK (-100.0% YoY). Calculated