ACCOUNTOR CREDIT AS: årsregnskap 2021 vs 2020
A steady year on the published lines
registry 2022-07-12; journal 2022 630047
Summary
What changed
Comparing Årsregnskap 2021 with 2020 for ACCOUNTOR CREDIT AS. Revenue 6.62m NOK → 6.37m NOK (-3.8%). Net result +622.1k NOK → +564.7k NOK. Equity 4.77m NOK → 5.34m NOK.
On the constructive side: equity strengthened; cash rose. Pressures included: revenue fell; operating result weakened; net result weakened.
Also worth watching: book investments changed; headcount (årsverk) changed. All figures are taken from the published annual accounts for ACCOUNTOR CREDIT AS.
At a glance
Scorecard
What improved
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↑
Equity strengthened
Book equity 4.77m NOK → 5.34m NOK (equity ratio 81.7% → 85.8%). Calculated
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↑
Cash rose
Bank deposits 2.06m NOK → 2.53m NOK (+22.8% YoY). Calculated
What deteriorated
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↓
Revenue fell
Operating income / revenue moved from 6.62m NOK to 6.37m NOK (-3.8% YoY). Calculated
-
↓
Operating result weakened
Operating result +514.2k NOK → +456.1k NOK (op. margin 7.8% → 7.2%). Calculated
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↓
Net result weakened
Net result +622.1k NOK → +564.7k NOK (net margin 9.4% → 8.9%). Calculated
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↓
Payroll up without matching revenue
Salary cost 3.08m NOK → 3.15m NOK (46% → 49% of revenue). Calculated
Things to notice
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·
Book investments changed
Investment / intangible book value 2.08m NOK → 2.17m NOK. Reported fact
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·
Headcount (årsverk) changed
Reported FTEs 5 → 6. Reported fact