Org.nr 987 840 846 2024 → 2025 Year-over-year analysis

ACS FINANS AS: årsregnskap 2025 vs 2024

Grew 19% on revenue

approved 2026-06-22; registry 2026-07-14; journal 2026 578510

Full company analysis · All year comparisons

What changed

Comparing Årsregnskap 2025 with 2024 for ACS FINANS AS. Revenue 11.16m NOK → 13.25m NOK (+18.7%). Net result +47.0k NOK → +49.2k NOK. Equity 200.3k NOK → 249.5k NOK.

On the constructive side: revenue rose; operating result improved; equity strengthened.

Also worth watching: thin equity buffer; paid-in equity reduced; payroll increased. All figures are taken from the published annual accounts for ACS FINANS AS.

Scorecard

Revenue
11.16m NOK 13.25m NOK
+18.7%
Operating result
+176.2k NOK +213.0k NOK
+20.9%
Net result
+47.0k NOK +49.2k NOK
+4.8%
Equity
200.3k NOK 249.5k NOK
+24.6%
Cash
353.9k NOK 396.0k NOK
+11.9%
Total assets
2.18m NOK 3.11m NOK
+42.7%

What improved

  • ↑

    Revenue rose

    Operating income / revenue moved from 11.16m NOK to 13.25m NOK (+18.7% YoY). Calculated

  • ↑

    Operating result improved

    Operating result +176.2k NOK → +213.0k NOK (op. margin 1.6% → 1.6%). Calculated

  • ↑

    Equity strengthened

    Book equity 200.3k NOK → 249.5k NOK (equity ratio 9.2% → 8.0%). Calculated

  • ↑

    Cash rose

    Bank deposits 353.9k NOK → 396.0k NOK (+11.9% YoY). Calculated

Things to notice

  • ·

    Thin equity buffer

    Equity ratio is 8.0% of assets — limited loss-absorbing capacity on a stand-alone basis. Interpretation

  • ·

    Paid-in equity reduced

    Paid-in equity fell 300.1k NOK → 100.0k NOK — check capital reduction, conversion, or reclassification. Interpretation

  • ·

    Payroll increased

    Salary cost 7.39m NOK → 8.38m NOK (66% → 63% of revenue). Calculated

  • ·

    COGS moved

    COGS / varekostnad 68.0k NOK → 1.23m NOK (+1713.2% YoY). Calculated