AGS FORSIKRING AS: årsregnskap 2009 vs 2008
Shrank 93% on revenue
approved 2010-04-26; registry 2010-08-31; journal 2010 669637
Summary
What changed
Comparing Årsregnskap 2009 with 2008 for AGS FORSIKRING AS. Revenue 768.3k NOK → 50.6k NOK (-93.4%). Equity 110.3k NOK → 240.3k NOK.
On the constructive side: equity strengthened; cash rose. Pressures included: revenue fell; current ratio dropped below 1×; payroll up without matching revenue.
Mixed year — gains and pressures both show up.
At a glance
Scorecard
What improved
-
↑
Equity strengthened
Book equity 110.3k NOK → 240.3k NOK (equity ratio 3.1% → 13.4%). Calculated
-
↑
Cash rose
Bank deposits 1 976 NOK → 670.7k NOK (+33840.5% YoY). Calculated
What deteriorated
-
↓
Revenue fell
Operating income / revenue moved from 768.3k NOK to 50.6k NOK (-93.4% YoY). Calculated
-
↓
Current ratio dropped below 1×
Current ratio 1.03× → 0.43× — short-term liabilities now exceed liquid/current assets on the published lines. Calculated
-
↓
Payroll up without matching revenue
Salary cost 1 634 NOK → 3.60m NOK (0% → 7105% of revenue). Calculated