AGS FORSIKRING AS: årsregnskap 2011 vs 2010
Shrank 6% on revenue
approved 2012-05-30; registry 2012-09-06; journal 2012 723948
Summary
What changed
Comparing Årsregnskap 2011 with 2010 for AGS FORSIKRING AS. Revenue 7.21m NOK → 6.79m NOK (-5.8%). Equity 368.5k NOK → 730.4k NOK.
On the constructive side: equity strengthened; cash rose; current ratio back above 1×. Pressures included: revenue fell; payroll up without matching revenue.
Mixed year — gains and pressures both show up.
At a glance
Scorecard
Revenue
7.21m NOK
6.79m NOK
-5.8%
Net result
n/m
+361.9k NOK
—
Equity
368.5k NOK
730.4k NOK
+98.2%
Cash
65.1k NOK
432.9k NOK
+565.1%
Total assets
n/m
1.71m NOK
—
What improved
-
↑
Equity strengthened
Book equity 368.5k NOK → 730.4k NOK. Calculated
-
↑
Cash rose
Bank deposits 65.1k NOK → 432.9k NOK (+565.1% YoY). Calculated
-
↑
Current ratio back above 1×
Current ratio 0.08× → 1.67×. Calculated
What deteriorated
-
↓
Revenue fell
Operating income / revenue moved from 7.21m NOK to 6.79m NOK (-5.8% YoY). Calculated
-
↓
Payroll up without matching revenue
Salary cost 3.94m NOK → 4.21m NOK (55% → 62% of revenue). Calculated