FirmaIQ
Org.nr 992 621 648 2015 → 2016 Year-over-year analysis

AGS FORSIKRING AS: årsregnskap 2016 vs 2015

A steady year on the published lines

approved 2017-05-29; registry 2017-08-03; journal 2017 811812

Full company analysis · All year comparisons

Summary

What changed

Comparing Årsregnskap 2016 with 2015 for AGS FORSIKRING AS. Revenue 5.65m NOK → 5.46m NOK (-3.3%). Net result +616.6k NOK → +537.3k NOK. Equity 2.32m NOK → 1.21m NOK.

Pressures included: revenue fell; net result weakened; equity eroded.

Net tougher year on the published lines.

At a glance

Scorecard

Revenue
5.65m NOK 5.46m NOK
-3.3%
Net result
+616.6k NOK +537.3k NOK
-12.9%
Equity
2.32m NOK 1.21m NOK
-48.0%
Cash
619.2k NOK 446.4k NOK
-27.9%
Total assets
3.14m NOK 2.00m NOK
-36.5%

What deteriorated

  • ↓

    Revenue fell

    Operating income / revenue moved from 5.65m NOK to 5.46m NOK (-3.3% YoY). Calculated

  • ↓

    Net result weakened

    Net result +616.6k NOK → +537.3k NOK (net margin 10.9% → 9.8%). Calculated

  • ↓

    Equity eroded

    Book equity 2.32m NOK → 1.21m NOK (equity ratio 73.8% → 60.4%). Calculated

  • ↓

    Cash fell

    Bank deposits 619.2k NOK → 446.4k NOK (-27.9% YoY). Calculated

  • ↓

    Payroll up without matching revenue

    Salary cost 2.85m NOK → 2.90m NOK (50% → 53% of revenue). Calculated