AGS FORSIKRING AS: årsregnskap 2019 vs 2018
A steady year on the published lines
approved 2020-06-30; registry 2020-07-13; journal 2020 566061
Summary
What changed
Comparing Årsregnskap 2019 with 2018 for AGS FORSIKRING AS. Revenue 5.50m NOK → 5.29m NOK (-3.9%). Equity 272.8k NOK → 1.34m NOK.
On the constructive side: equity strengthened; cash rose. Pressures included: revenue fell; payroll up without matching revenue.
Also worth watching: book investments changed. All figures are taken from the published annual accounts for AGS FORSIKRING AS.
At a glance
Scorecard
What improved
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↑
Equity strengthened
Book equity 272.8k NOK → 1.34m NOK (equity ratio 10.7% → 61.6%). Calculated
-
↑
Cash rose
Bank deposits 103.9k NOK → 129.8k NOK (+24.9% YoY). Calculated
What deteriorated
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↓
Revenue fell
Operating income / revenue moved from 5.50m NOK to 5.29m NOK (-3.9% YoY). Calculated
-
↓
Payroll up without matching revenue
Salary cost 3.20m NOK → 3.26m NOK (58% → 62% of revenue). Calculated
Things to notice
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·
Book investments changed
Investment / intangible book value 110.0k NOK → 93.3k NOK. Reported fact