FirmaIQ
Org.nr 992 621 648 2024 → 2025 Year-over-year analysis

AGS FORSIKRING AS: årsregnskap 2025 vs 2024

Weaker earnings

approved 2026-07-06; registry 2026-08-08; journal 2026 705768

Full company analysis · All year comparisons

Summary

What changed

Comparing Årsregnskap 2025 with 2024 for AGS FORSIKRING AS. Revenue 8.74m NOK → 8.81m NOK (+0.7%). Net result +2.15m NOK → +1.71m NOK. Equity 5.97m NOK → 7.68m NOK.

On the constructive side: revenue rose; equity strengthened; cash rose. Pressures included: operating result weakened; net result weakened.

Mixed year — gains and pressures both show up.

At a glance

Scorecard

Revenue
8.74m NOK 8.81m NOK
+0.7%
Operating result
+2.56m NOK +2.00m NOK
-22.0%
Net result
+2.15m NOK +1.71m NOK
-20.4%
Equity
5.97m NOK 7.68m NOK
+28.7%
Cash
3.26m NOK 4.45m NOK
+36.8%
Total assets
7.73m NOK 11.33m NOK
+46.6%

What improved

  • ↑

    Revenue rose

    Operating income / revenue moved from 8.74m NOK to 8.81m NOK (+0.7% YoY). Calculated

  • ↑

    Equity strengthened

    Book equity 5.97m NOK → 7.68m NOK (equity ratio 77.3% → 67.8%). Calculated

  • ↑

    Cash rose

    Bank deposits 3.26m NOK → 4.45m NOK (+36.8% YoY). Calculated

What deteriorated

  • ↓

    Operating result weakened

    Operating result +2.56m NOK → +2.00m NOK (op. margin 29.3% → 22.7%). Calculated

  • ↓

    Net result weakened

    Net result +2.15m NOK → +1.71m NOK (net margin 24.6% → 19.4%). Calculated