AI FINANS AS: årsregnskap 2021 vs 2020
Grew 159% on revenue, slipped into loss
approved 2022-05-31; registry 2022-06-02; journal 2022 399871
Summary
What changed
Comparing Årsregnskap 2021 with 2020 for AI FINANS AS. Revenue 2.00m NOK → 5.18m NOK (+158.9%). Net result +610.6k NOK → -1.65m NOK. Equity 635.0k NOK → -1.02m NOK.
On the constructive side: revenue rose; cash rose. Pressures included: operating result weakened; fell into a net loss; equity eroded.
Also worth watching: thin equity buffer; payroll increased; headcount (årsverk) changed. All figures are taken from the published annual accounts for AI FINANS AS.
At a glance
Scorecard
What improved
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Revenue rose
Operating income / revenue moved from 2.00m NOK to 5.18m NOK (+158.9% YoY). Calculated
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Cash rose
Bank deposits 151.3k NOK → 255.6k NOK (+69.0% YoY). Calculated
What deteriorated
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↓
Operating result weakened
Operating result +812.3k NOK → -1.63m NOK (op. margin 40.6% → -31.5%). Calculated
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Fell into a net loss
Net result flipped from 610.6k NOK profit to a loss of 1.65m NOK. Calculated
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↓
Equity eroded
Book equity 635.0k NOK → -1.02m NOK (equity ratio 46.4% → -145.1%). Calculated
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Current ratio dropped below 1×
Current ratio 1.87× → 0.97× — short-term liabilities now exceed liquid/current assets on the published lines. Calculated
Things to notice
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Thin equity buffer
Equity ratio is -145.1% of assets — limited loss-absorbing capacity on a stand-alone basis. Interpretation
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Payroll increased
Salary cost 1 727 NOK → 4.12m NOK (0% → 79% of revenue). Calculated
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Headcount (årsverk) changed
Reported FTEs 1 → 4. Reported fact