FirmaIQ
Org.nr 987 903 066 2020 → 2021 Year-over-year analysis

AKER INSURANCE SERVICES AS: årsregnskap 2021 vs 2020

Weaker earnings, fresh owner capital

approved 2022-05-30; registry 2022-06-13; journal 2022 400785

Full company analysis · All year comparisons

Summary

What changed

Comparing Årsregnskap 2021 with 2020 for AKER INSURANCE SERVICES AS. Revenue 14.44m NOK → 14.16m NOK (-2.0%). Net result +4.76m NOK → +3.07m NOK. Equity 1.00m NOK → 1.04m NOK.

On the constructive side: equity strengthened; cash rose; owners injected capital. Pressures included: revenue fell; operating result weakened; net result weakened.

Mixed year — gains and pressures both show up.

At a glance

Scorecard

Revenue
14.44m NOK 14.16m NOK
-2.0%
Operating result
+6.34m NOK +4.10m NOK
-35.3%
Net result
+4.76m NOK +3.07m NOK
-35.6%
Equity
1.00m NOK 1.04m NOK
+3.9%
Cash
11.37m NOK 11.74m NOK
+3.2%
Total assets
13.70m NOK 13.51m NOK
-1.4%

What improved

  • ↑

    Equity strengthened

    Book equity 1.00m NOK → 1.04m NOK (equity ratio 7.3% → 7.7%). Calculated

  • ↑

    Cash rose

    Bank deposits 11.37m NOK → 11.74m NOK (+3.2% YoY). Calculated

  • ↑

    Owners injected capital

    Paid-in equity rose 2.19m NOK → 2.75m NOK (+557.5k NOK). Reported fact

What deteriorated

  • ↓

    Revenue fell

    Operating income / revenue moved from 14.44m NOK to 14.16m NOK (-2.0% YoY). Calculated

  • ↓

    Operating result weakened

    Operating result +6.34m NOK → +4.10m NOK (op. margin 43.9% → 29.0%). Calculated

  • ↓

    Net result weakened

    Net result +4.76m NOK → +3.07m NOK (net margin 33.0% → 21.7%). Calculated

  • ↓

    Payroll up without matching revenue

    Salary cost 6.59m NOK → 8.32m NOK (46% → 59% of revenue). Calculated