AKERSHUS FORSIKRINGSSENTER AS: årsregnskap 2014 vs 2013
Shrank 11% on revenue
approved 2015-05-19; registry 2015-09-12; journal 2015 825386
Summary
What changed
Comparing Årsregnskap 2014 with 2013 for AKERSHUS FORSIKRINGSSENTER AS. Revenue 10.43m NOK → 9.28m NOK (-11.0%). Equity 94.4k NOK → 100.0k NOK.
On the constructive side: equity strengthened; cash rose; payroll decreased. Pressures included: revenue fell; current ratio dropped below 1×.
Also worth watching: thin equity buffer. All figures are taken from the published annual accounts for AKERSHUS FORSIKRINGSSENTER AS.
At a glance
Scorecard
What improved
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↑
Equity strengthened
Book equity 94.4k NOK → 100.0k NOK (equity ratio 9.8% → 6.0%). Calculated
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↑
Cash rose
Bank deposits 1 152 NOK → 371.4k NOK (+32139.7% YoY). Calculated
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↑
Payroll decreased
Salary cost 8.08m NOK → 7.05m NOK (77% → 76% of revenue). Calculated
What deteriorated
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↓
Revenue fell
Operating income / revenue moved from 10.43m NOK to 9.28m NOK (-11.0% YoY). Calculated
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↓
Current ratio dropped below 1×
Current ratio 1.05× → 0.95× — short-term liabilities now exceed liquid/current assets on the published lines. Calculated
Things to notice
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·
Thin equity buffer
Equity ratio is 6.0% of assets — limited loss-absorbing capacity on a stand-alone basis. Interpretation