NÆRINGSBANKEN ASA: årsregnskap 2025 vs 2024
Shrank 30% on revenue, stronger earnings, fresh owner capital
approved 2026-04-08; registry 2026-08-24; journal 2026 739868
Summary
What changed
Comparing Årsregnskap 2025 with 2024 for NÆRINGSBANKEN ASA. Revenue 260.91m NOK → 181.87m NOK (-30.3%). Net result -127.10m NOK → -48.66m NOK. Equity 729.94m NOK → 681.28m NOK.
On the constructive side: operating result improved; net result improved; owners injected capital. Pressures included: revenue fell; equity eroded; cash fell.
Also worth watching: book investments changed. All figures are taken from the published annual accounts for NÆRINGSBANKEN ASA.
At a glance
Scorecard
What improved
-
↑
Operating result improved
Operating result -189.41m NOK → -107.84m NOK (op. margin -72.6% → -59.3%). Calculated
-
↑
Net result improved
Net result -127.10m NOK → -48.66m NOK (net margin -48.7% → -26.8%). Calculated
-
↑
Owners injected capital
Paid-in equity rose 689.94m NOK → 837.27m NOK (+147.33m NOK). Reported fact
What deteriorated
-
↓
Revenue fell
Operating income / revenue moved from 260.91m NOK to 181.87m NOK (-30.3% YoY). Calculated
-
↓
Equity eroded
Book equity 729.94m NOK → 681.28m NOK (equity ratio 20.7% → 21.0%). Calculated
-
↓
Cash fell
Bank deposits 305.16m NOK → 177.30m NOK (-41.9% YoY). Calculated
-
↓
Current ratio dropped below 1×
Current ratio 1.24× → 0.79× — short-term liabilities now exceed liquid/current assets on the published lines. Calculated
Things to notice
-
·
Book investments changed
Investment / intangible book value 66.80m NOK → 1.18bn NOK. Reported fact