FirmaIQ
Org.nr 992 621 648 2021 → 2022 Year-over-year analysis

AGS FORSIKRING AS: årsregnskap 2022 vs 2021

Grew 10% on revenue, stronger earnings

approved 2023-06-30; registry 2023-07-22; journal 2023 596421

Full company analysis · All year comparisons

Summary

What changed

Comparing Årsregnskap 2022 with 2021 for AGS FORSIKRING AS. Revenue 5.08m NOK → 5.56m NOK (+9.6%). Net result +392.9k NOK → +673.0k NOK. Equity 1.35m NOK → 2.03m NOK.

On the constructive side: revenue rose; operating result improved; net result improved.

Also worth watching: payroll increased; headcount (årsverk) changed. All figures are taken from the published annual accounts for AGS FORSIKRING AS.

At a glance

Scorecard

Revenue
5.08m NOK 5.56m NOK
+9.6%
Operating result
+528.0k NOK +881.5k NOK
+66.9%
Net result
+392.9k NOK +673.0k NOK
+71.3%
Equity
1.35m NOK 2.03m NOK
+49.8%
Cash
199.5k NOK 755.4k NOK
+278.6%
Total assets
2.16m NOK 3.26m NOK
+50.7%

What improved

  • ↑

    Revenue rose

    Operating income / revenue moved from 5.08m NOK to 5.56m NOK (+9.6% YoY). Calculated

  • ↑

    Operating result improved

    Operating result +528.0k NOK → +881.5k NOK (op. margin 10.4% → 15.8%). Calculated

  • ↑

    Net result improved

    Net result +392.9k NOK → +673.0k NOK (net margin 7.7% → 12.1%). Calculated

  • ↑

    Equity strengthened

    Book equity 1.35m NOK → 2.03m NOK (equity ratio 62.5% → 62.1%). Calculated

  • ↑

    Cash rose

    Bank deposits 199.5k NOK → 755.4k NOK (+278.6% YoY). Calculated

Things to notice

  • ·

    Payroll increased

    Salary cost 3.01m NOK → 3.24m NOK (59% → 58% of revenue). Calculated

  • ·

    Headcount (årsverk) changed

    Reported FTEs 3 → 4. Reported fact