FirmaIQ
Org.nr 992 621 648 2022 → 2023 Year-over-year analysis

AGS FORSIKRING AS: årsregnskap 2023 vs 2022

Grew 38% on revenue

approved 2024-09-05; registry 2024-09-10; journal 2024 745010

Full company analysis · All year comparisons

Summary

What changed

Comparing Årsregnskap 2023 with 2022 for AGS FORSIKRING AS. Revenue 5.56m NOK → 7.69m NOK (+38.3%). Net result +673.0k NOK → +796.3k NOK. Equity 2.03m NOK → 3.82m NOK.

On the constructive side: revenue rose; net result improved; equity strengthened. Pressures included: operating result weakened.

Also worth watching: payroll increased. All figures are taken from the published annual accounts for AGS FORSIKRING AS.

At a glance

Scorecard

Revenue
5.56m NOK 7.69m NOK
+38.3%
Operating result
+881.5k NOK +21.8k NOK
-97.5%
Net result
+673.0k NOK +796.3k NOK
+18.3%
Equity
2.03m NOK 3.82m NOK
+88.7%
Cash
755.4k NOK 2.73m NOK
+261.2%
Total assets
3.26m NOK 5.39m NOK
+65.2%

What improved

  • ↑

    Revenue rose

    Operating income / revenue moved from 5.56m NOK to 7.69m NOK (+38.3% YoY). Calculated

  • ↑

    Net result improved

    Net result +673.0k NOK → +796.3k NOK (net margin 12.1% → 10.4%). Calculated

  • ↑

    Equity strengthened

    Book equity 2.03m NOK → 3.82m NOK (equity ratio 62.1% → 70.9%). Calculated

  • ↑

    Cash rose

    Bank deposits 755.4k NOK → 2.73m NOK (+261.2% YoY). Calculated

What deteriorated

  • ↓

    Operating result weakened

    Operating result +881.5k NOK → +21.8k NOK (op. margin 15.8% → 0.3%). Calculated

Things to notice

  • ·

    Payroll increased

    Salary cost 3.24m NOK → 3.83m NOK (58% → 50% of revenue). Calculated